Redefining Access
to Financial Services
EXG Partners is a next-generation lending and financial services group using first-of-its-kind AI technology, digital infrastructure and physical branches to accelerate financial inclusion in South Africa.
Personal Loans & Credit
Accessible short-term, smaller-value credit solutions
Financial Wellness & Staff Loans
Responsible staff loans and financial wellness offerings that deliver real financial benefit
Insurance
Credit-life, funeral and low-premium cover that delivers true value
Our Operating Brands
Physical Access. Digital Ease.
Intelligent Decisions.
Physical Network
We maintain a trusted branch footprint embedded within communities, giving consumers real-world access to support and financial services. This on-the-ground presence builds credibility, strengthens relationships, and ensures we serve real people in real places - reaching markets beyond the limits of purely digital lending.
Digital Infrastructure & Call Centre
We operate modern cloud-driven systems that scale efficiently, reduce onboarding friction, and make financial products easier to access and understand. This digital infrastructure removes barriers to entry, giving consumers simple, mobile-first access to credit, financial wellness tools, and insurance products.
Our centralised call centre complements our digital channels by providing real-time support, guidance, and customer engagement. This ensures that consumers who prefer assisted service receive the same accessibility, clarity, and ease as those using our mobile-first platforms.
Proprietary AI Platforms
Our advanced AI technology allows us to automate credit assessment, accelerate approvals, and deliver fair outcomes at scale. Our technology analyses risk in real time, improving affordability, accuracy, and speed - enabling financial inclusion with confidence, and the ability to deliver financial products to consumers at unmatched speeds and scale.